Top 5 Retirement Concerns of Shelton, CT Locals – And How a Retirement Plan Company CT Can Solve Them
Retirement planning is more than just saving money it's about creating long-term security, maintaining your lifestyle, and preparing for the unknown. At DiMatteo Group Financial Services, we work with individuals and families across Shelton, CT who face real concerns as they approach retirement. Whether you're five years away or already retired, understanding these concerns and how to solve them is key to peace of mind.
Here are the top five retirement concerns we hear from Shelton locals, and how partnering with a trusted retirement plan company in CT like DiMatteo Group can help address them:
1. Outliving Retirement Savings
The Concern:
Many clients fear they will run out of money in retirement — especially with longer life expectancies and rising living costs in Connecticut.
How We Help:
We build custom income strategies that project spending over time, factoring in inflation, market performance, healthcare costs, and Social Security timing. Through diversified investments and safe withdrawal strategies, we help ensure your money lasts as long as you do.
2. Rising Healthcare Costs
The Concern:
Shelton residents worry about how they’ll cover out-of-pocket medical expenses, long-term care, or early retirement coverage before Medicare begins at age 65.
How We Help:
We develop health expense forecasts and recommend supplemental coverage options. We also incorporate Health Savings Accounts (HSAs) and long-term care insurance into your plan to protect your retirement income from being drained by unexpected health costs.
3. Not Knowing When to Take Social Security
The Concern:
Should you take Social Security at 62, wait until full retirement age, or delay until 70? Many Shelton locals are unsure what’s best for them — and one wrong move could cost thousands.
How We Help:
DiMatteo Group models various claiming scenarios based on your income, spouse’s benefits, life expectancy, and retirement goals to identify the optimal filing strategy for maximum lifetime benefit.
4. Market Volatility
The Concern:
Many pre-retirees worry that a market downturn could derail their retirement plans — especially those heavily invested in stocks.
How We Help:
As a proactive retirement plan company CT, we help clients transition to more conservative, income-focused portfolios as they approach retirement. We also design plans with risk management tools, such as annuities or bond ladders, to help cushion market shocks.
5. Lack of a Clear Plan
The Concern:
Many Shelton residents simply feel overwhelmed. They have multiple accounts, no clear roadmap, and no idea if they’re truly ready.
How We Help:
At DiMatteo Group Financial Services, we turn confusion into confidence with a comprehensive retirement roadmap. From budgeting and tax planning to estate and legacy strategies, we offer clear, actionable steps toward your ideal retirement.
Let’s Take the Uncertainty Out of Retirement
Retirement planning doesn’t have to be stressful. With DiMatteo Group Financial Services, Shelton, Connecticut residents gain a trusted local partner who understands your unique concerns and tailors a plan just for you.
Ready to turn retirement worries into a confident plan?
Contact DiMatteo Group today to schedule a free retirement strategy session.
DiMatteo Group Financial Services
1000 Bridgeport Ave Suite 506, Shelton, CT 06484, United States
(203) 924 5420
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